The smart alternative to traditional credit-based financing for homeowners and commercial buildings. There are many qualified improvements you can make, hundreds of possibilities!  Depending on where you live, just about anything that improves your home’s efficiency, conserves energy, saves water or provides seismic or hurricane protection is eligible.

Get all your qualifying projects done at once

Stop worrying about which home improvements to take on first.  Now you can bundle new efficient windows, insulation, and a cool roof into one project.


No up front payment.

Upfront payments are the #1 barrier to moving forward on home improvements – especially those that cut energy usage.


Fixed terms up to 30 years

No balloon payments. No funny business with rates. Just one low rate locked in for the long haul. Make payments as a line item on your property tax assessment bill thanks to a partnership with your local government. Terms based on service area.

Energy savings may pay for the improvements

You can control how much you save.  Whether it’s windows and insulation for efficiency or adding solar to the mix, we find the right balance for you and your home. And your pocketbook, of course.


Payments may stay with the property

If you sell your home, the payments may transfer to the new owner – so you only pay for improvements while you use them.


Eligibility based on property equity

This program isn’t considered personal debt. Eligibility is based on property equity, among other factors. There’s no reason to take on debt for home improvements anymore. (Your credit report will be requested during the application process).

Are you interested?

Please fill up the form and make sure your application is completed in full before you send it. We will get back to you soon.